There are various rules that apply to cross-selling products with an insurance component. Sometimes it can therefore be unclear how these rules interact. This handbook is intended to clarify the applicable rules. It contains various useful instruments such as FAQs and diagrams.
The guide is not intended to be an exhaustive list of all the applicable rules governing this matter. It focuses on cross-selling with an insurance component in which an insurance policy is either the main product or an ancillary product. The handbook clarifies the various relevant concepts, the division of powers between the FSMA and the FPS Economy and the rules to be observed when cross-selling a loan and and an insurance product.